ATM/ Debit Card
| Fee | Amount |
|---|---|
| Plastic Card Replacement over one per year |
$10.00 |
| Credit Card Rush | $25.00 |
| Debit Card Rush | $25.00 |
| ATM Empty Envelope/Missing Deposit Items | $100.00 |
| Out-of-Network ATM Transaction | $1.50 |
Check Cashing
| Fee | Amount |
|---|---|
| Check Cashing member - 1% of check or minimum of | $3.00 |
| Check Cashing Nonmember - on us only | $5.00 |
| Replacement Check | $10.00 |
Checking Accounts
| Fee | Amount |
|---|---|
| Blue Ribbon Checking Per month |
$5.50 |
| ID Safe Choice Identity Theft Protection Per month |
$1.95 |
| Overdraft Transfer | $5.00 |
| Temporary Checks Per 4 |
$5.00 |
| Processing Fee: Per Item (Unpaid, Overdraft Privilege, Stop Payment, Return Deposit Item, Check Collection, Pioneer and Money Market Below Minimum Balance) |
$30.00 |
Inactivity/ Unclaimed Accounts
| Fee | Amount |
|---|---|
| Dormant Account Per month after 12 months of no activity |
$30.00 |
| Escheat | $75.00 |
IRA
| Fee | Amount |
|---|---|
| IRA Maintenance Annual per plan type |
$10.00 |
| IRA Rollover/Transfer Out | $25.00 |
Legal Fees
| Fee | Amount |
|---|---|
| Legal Processing | $100.00 |
Money Market
| Fee | Amount |
|---|---|
| Below Minimum Per transaction |
$30.00 |
| Excessive Withdrawal Over three per month |
$6.00 |
Money Orders & Official Checks
| Fee | Amount |
|---|---|
| Credit Union Check Withdrawal Cashier’s/Teller’s |
$2.00 |
| Money Order | $1.00 |
Photo Copies
| Fee | Amount |
|---|---|
| Copy of Check Paid or Deposited | $5.00 |
| Statement Copy | $5.00 |
Research
| Fee | Amount |
|---|---|
| Account Reconciliation Hourly with 1 hour minimum |
$20.00/hr |
| Research Fee Hourly with 1 hour minimum |
$20.00/hr |
| Verification of Deposit | $10.00 |
Returned Items
| Fee | Amount |
|---|---|
| Returned Deposit Item Processing | $30.00 |
| Returned Mail Per item |
$10.00 |
Safe Deposit Box
| Fee | Amount |
|---|---|
| 3x5 | $25.00 |
| 3x10 | $40.00 |
| 5x10 | $55.00 |
| 10x10 | $90.00 |
| Safe Deposit Box Drilling | $25.00 + cost |
Share (Savings) Accounts
| Fee | Amount |
|---|---|
| Early Closure Account open less than six months |
$25.00 |
| Excessive Withdrawal Shares Over three per month |
$6.00 |
| Inactive Account/Below Minimum Share Per month |
$5.00 |
Telephone Service
| Fee | Amount |
|---|---|
| Telephone Request/Balance Inquiry | $5.00 |
Wires
| Fee | Amount | |
|---|---|---|
| Incoming Wire | $5.00 | |
| Outgoing Wire | $20.00 | |
| Western Union | $20.00 |
Loan/ Visa
| Fee | Amount |
|---|---|
| Payment by Phone | $10.00 |
| Skip A Payment | $35.00 |
Miscellaneous/ Account Maintenance
| Fee | Amount |
|---|---|
| Express Deposit | $30.00 |
| Manual Processing | $5.00 |
| Unsatisfactory Account Handling | $25.00 |
Effective November 30, 2022
The fees appearing in this schedule are accurate and effective for accounts as of the effective date indicated on this fee schedule. If you have any questions, please contact Loyalty Credit Union.
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